Proposition 103 mandates strict limits on how insurers calculate and increase premiums, giving California a unique “rate suppression” problem. When

Unique to California is a stringent regulatory framework governed by Proposition 103, a landmark law passed in 1988. While its

Insurers cite three interconnected reasons for pulling back from California’s market: Wildfire Risks California’s susceptibility to natural disasters, particularly wildfires,

As we all know, California’s insurance market is at a crossroads, with growing challenges that have left homeowners grappling with