The American housing market has hit a deep freeze—and it’s sending shockwaves far beyond real estate. In 2024, sales of...

Manhattan Home Prices Are Falling According to the New York Post, Manhattan real estate prices are going down, making it...

Construction projects worldwide are hemorrhaging value to fraud, waste, and corruption—often hiding in plain sight. The World Economic Forum estimates...

The construction sector—now a $13 trillion global powerhouse—is quietly bleeding billions each year to fraud, waste, and abuse. According to...

In New York City, general contractors often have a reputation for unethical practices, including overcharging, providing substandard workmanship, and abandoning...

Proposition 103 mandates strict limits on how insurers calculate and increase premiums, giving California a unique “rate suppression” problem. When...

Unique to California is a stringent regulatory framework governed by Proposition 103, a landmark law passed in 1988. While its...

Insurers cite three interconnected reasons for pulling back from California’s market: Wildfire Risks California’s susceptibility to natural disasters, particularly wildfires,...

As we all know, California’s insurance market is at a crossroads, with growing challenges that have left homeowners grappling with...

While forward-looking models may help insurers regain financial footing, consumer advocacy groups worry about a lack of transparency in how...

The California insurance crisis underscores the complexity of managing risk and affordability in an era of climate volatility. Policy decisions...

According to analyses from organizations such as the International Law and Economics Center (ILEC), California leads the nation in “rate...

At the heart of the crisis is Proposition 103, a voter-approved law enacted in 1988. While praised for protecting consumers...

Wildfires &  the Escalation of Climate Risks California’s vulnerability to natural disasters, particularly wildfires, has exacerbated the insurance crisis. Between...

The gravity of the situation prompted action in September 2023. Governor Gavin Newsom signed an executive order urging the state’s...